Travel Insurance - for your travel insurance needs

Travel Medical Insurance

Each year, millions of people travel outside of their Home Countries, beyond the boundaries of their medical insurance. They're concerned with the potential out-of-pocket medical expenses that could result from an injury or sickness abroad. Our Liaison International offers travel health insurance coverage and emergency services to US Residents travelling anywhere outside the US. Coverage that makes it through international customs.

Travel Medical Insurance reimburses you for emergency medical expenses incurred when you are travelling or living in a foreign country.

Maximum coverage levels can be substantial enough (up to US$5 million) to cover major medical expenses such as emergency surgery and extended hospital stays.

The "American-style" of international medical insurance coverage requires you to pay the specified deductible (excess in the UK) and co-insurance also known as co-pay before the insurer pays any expenses.

Plans often require pre-certification by the insurer prior to hospital admission abroad.

When hospitalisation is necessary, many insurers provide a guarantee of hospital admission, and some insurers provide direct payments to hospitals.

When hospitalisation is not necessary, most insurers require a claim form to be submitted for reimbursement of covered expenses for basic treatment by a physician and outpatient medical services.
Plans usually include coverage for emergency medical evacuation, reunion, repatriation of remains, accidental death and dismemberment (AD&D), and various other 24/7 travel assistance services.